FACT: Your medical scheme does not cover all medical expenses while you’re hospitalised!

GapCover - Offers protection of up to 5 times medical scheme rates against the risk of doctors/specialists charging way more than medical scheme rates for in-hospital procedures.

CoPay - Covers the co-payments introduced by medical schemes up to R10 000 per claim.

A co-payment is a point-of-service payment and therefore an amount you have to pay directly to the doctor or medical institution at the time of medical service.

From as little as R185 per month for your whole family you can protect your family against such shortfalls and co-payments.